Rates & Fees

Clear pricing, transparent terms, and realistic examples.

Loan Amounts

$100 - $5,000

APR Range

5.99% - 35.99%

Terms

3-24 months

Example payments

Loan Amount APR Term Estimated Monthly Payment
$500 19.99% 6 months $87 - $90
$2,000 24.99% 12 months $188 - $195
$5,000 29.99% 24 months $264 - $285

Fees

Lenders may charge origination or processing fees depending on your profile and state of residence.

APR tips

Lower APRs typically apply to stronger credit profiles and shorter terms. Compare offers before accepting.

Payment planning

Use the budget tracker to align repayment schedules with your income cycle.